CHRISTMAS AND HOLIDAY RESEARCH?!?             Ah the holiday season!  Fun, friends, food and family!  Time to relax, and less scheduling.  I can hear the fire crackling, smell the delicious...

A HELOC is a home equity line of credit. If you own a home worth $500,000 but only have a mortgage remaining of $100,000, it has been possible to also have a HELOC for up to $300,000 (all together borrowing up to 80% on the value of your home). The borrower would only...

We all love it when the path ahead is clear.  When the light is red, most people stop, and when it is green, most people go.  Ah, but yellow is the wild card:  stop or go, slow down or speed up—or does it depend?...